Unemployed Youth Employment Generation Programme (UYEGP)

The Micro, Small and Medium Enterprises Department, Government of Tamil Nadu introduced the scheme “Unemployed Youth Employment Generation Programme (UYEGP)” which aims to mitigate the unemployment problems of socially and economically weaker section of the society, particularly among the educated and unemployed to become self employed by setting up Manufacturing / Service / Business enterprises by availing loan up to the maximum of Rs.5 Lakhs, Rs. 3 Lakhs and Rs. 1 Lakh respectively with subsidy assistance from the State Government up to 15% of the project cost from the year 2010-11 onwards.Read More..


New Entrepreneur-cum-Enterprise Development Scheme (NEEDS)

          In order to assist educated youth to become first generation entrepreneurs, a new scheme under the name “New Entrepreneur–cum-Enterprise Development Scheme (NEEDS)" was introduced based on the guidance of Hon’ble Chief Minister from the year 2012-13 onwards. Under this scheme, educated youth will be given entrepreneur training, assisted to prepare their business plans and helped to tie up with financial institutions to set up new business ventures.

They will be assisted to avail terms loans from Banks/Tamil Nadu Industrial Investment Corporation (TIIC) with capital subsidy at 25% of the project cost not exceeding Rs.25 lakhs and soft loans with 3% interest subvention. Around 1,000 entrepreneurs will be trained each year under this scheme. Under this scheme, at least 50% of the beneficiaries will be women. The Scheme was formally launched by the Hon’ble Chief Minister on 20.02.2013. Read More..


TADHCO Schemes implemented for Scheduled Caste

For the economic development of Scheduled Caste, the TAHDCO has been implementing many programmes / schemes with financial assistance from Special Central Assistance. The Corporation receives approximately Rs.125.00 Cr annually under SCA. Read More..


Tamil Nadu Industrial Investment Corporation Ltd schemes(TIIC)

Tamilnadu Industrial Investment Corporation Ltd. [TIIC] is a premier State Financial Corporation established in the year 1949. TIIC fosters industrial development in Tamilnadu by providing financial assistance to industries for purchase of land, machinery and construction of buildings. TIIC provides financial assistance at competitive interest rates for setting up of new industrial units and for expansion / modernisation / diversification of existing industries in Tamilnadu.  It also offers loan for service sector projects such as hotels, hospitals and tourism related projects.

While TIIC provides assistance to micro, small, medium and large enterprises, about 90% of the assistance goes to the micro, small and medium enterprises [MSME] sector.  Of this, about 40% goes to first generation entrepreneurs.  Thus, TIIC acts as a catalyst for industrial promotion within the State by creating a new generation of entrepreneurs.Read More..


Department of Backward Classes and Most Backward Classes and Minorities Welfare (TABCEDCO)

Tamil Nadu is in the forefront of the Welfare of Backward Classes, Most Backward Classes and Denotified Communities.  BCs/MBCs/DNCs constitute about 67% of the total population of the State.  It is the objective of the Government to take up measures for the all-round development of these people.Read More..


TAICO Bank schemes (TAICO)

Government Sponsored Schemes




THADCO Financial assistance to Adhi Dravida Auto drivers With THADCO subsidy.


TAMCO Financial assistance to Minority Community Auto Drivers with TAMCO assistance.


TABCEDCO Financial assistance to Backward Class small Entrepreneurs with TABCEDCO Assistance.


New schemes

  1. Extending Financial Assistance up to Rs. 25 lakhs for SSI Units.
    2. Working Capital Loan up to Rs. 5 Lakhs for Entrepreneurs who owns processing units.
    3. Urban housing Finance up to Rs. 25 Lakhs for purchase of new flats / house in the corporation areas.
    4. Micro Credit facilities to women under co-operative fold
    5. Formulating loan schemes for entrepreneurs of Most Backward and Backward communities from
    6. Economic assistance available for TABCEDCO.
    7. Rural Employment Generation Programme of Khadi and village Industries (REGP).
    8. For financing Micro and cottage units under upto Rs 2

Prime Minister’s Employment Generation Programme (PMEGP)

Government of India has approved the introduction of a new credit linked subsidy programme called Prime Minister‟s Employment Generation Programme (PMEGP) by merging the two schemes that were in operation till 31.03.2008 namely Prime Minister‟s Rojgar Yojana (PMRY) and Rural Employment Generation Programme (REGP) for generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas. PMEGP will be a central sector scheme to be administered by the Ministry of Micro, Small and Medium Enterprises (MoMSME). The Scheme will be implemented by Khadi and Village Industries Commission (KVIC), a statutory organization under the administrative control of the Ministry of MSME as the single nodal agency at the National level. At the State level, the Scheme will be implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs) and District Industries Centres (DICs) and banks. The Government subsidy under the Scheme will be routed by KVIC through the identified Banks for eventual distribution to the beneficiaries / entrepreneurs in their Bank accounts. The Implementing Agencies, namely KVIC, KVIBs and DICs will associate reputed Non Government Organization (NGOs)/reputed autonomous institutions/Self Help Groups (SHGs)/ National Small Industries Corporation (NSIC) / Udyami Mitras empanelled under Rajiv Gandhi Udyami Mitra Yojana (RGUMY), Panchayati Raj institutions and other relevant bodies in the implementation of the Scheme, especially in the area of identification of beneficiaries, of area specific viable projects, and providing training in entrepreneurship development. Read More..

MUDRA Scheme

To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security.Read More..

Stand up India scheme

Honorable Prime Minister Narendra Modi launched the ‘Stand up India’ scheme on 5 April 2016 as part of the government's efforts to support entrepreneurship among women and SC & ST communities.[1]

The scheme offers bank loans of between ₹10 lakh (US$15,000) and ₹1 crore (US$150,000) for scheduled castes and scheduled tribes and women setting up new enterprises outside of the farm sector.[2]


1.SC/ST and/or Women entrepreneurs, above 18 years of age.

2.Loans under the scheme is available for only green field project. Green field signifies , in this context, the first time venture of the beneficiary in the manufacturing or services or trading sector.

  1. In-case of non-individual enterprises, 51% of the shareholding and controlling stake should be held by either SC/ST and/or Women Entrepreneur.
  2. Borrower should not be in default to any bank/financial institution.Read More..

SIDBI schemes

National Equity Fund Scheme which provides equity support to small entrepreneurs setting up projects in Tiny Sector.Technology Development & Modernisation Fund Scheme for providing finance to existing SSI units for technology upgradation/modernisation.Single Window Scheme to provide both term loan for fixed assets and loan for working capital capital through the same agency.Composite Loan Scheme for equipment and/or working capital and also for worksheds to artisans, village and cottage industries in Tiny Sector.Mahila Udyam Nidhi (MUN) Scheme provides equity support to women entrepreneurs for setting up projects in Tiny Sector.Scheme for financing activities relating to marketing of SSI products which provides assistance for undertaking various marketing related activities such as marketing research, R&D, product upgradation, participation in trade fairs and exhibitions, advertising branding, establishing distribution networks including show room, retail outlet, wears-housing facility, etc. Read More..

Central MSME schemes

Know MSME GOI Schemes - Know More about MSME GOI schemes